Healthcare in Slovenia for foreigners
5 min readUpdated: 10 October 2026
This text was generated by AI and has not been reviewed by an editor. Every figure shows its source and the date it was checked. Confirm the conditions for your case at a consultation before deciding.
In short
Healthcare in Slovenia runs on compulsory ZZZS insurance: anyone formally employed is insured through the employer, and since 2024 the insurance covers 100% of the insured services (since 1 January 2024). Instead of the old voluntary top-up insurance, insured adults pay the mandatory health contribution of €39.36 a month (March 2026 to February 2027).
Key figures
- Compulsory health insurance coverage
- 100% of the insured services (since 1 January 2024)voluntary supplementary insurance (dopolnilno zavarovanje), which used to cover co-payments, was abolished on 31 December 2023 and replaced by the OZP. The insurer is ZZZS (Zavod za zdravstveno zavarovanje Slovenije)as of 10 October 2026 · source
- Mandatory health contribution (OZP)
- €39.36 a month (March 2026 to February 2027)a flat amount, adjusted every 1 March in line with average gross wage growth; for employees the main employer withholds it from pay; children and pupils do not pay. Introduced on 1 January 2024 in place of voluntary supplementary insuranceas of 10 October 2026 · source
- zVEM portal
- zvem.ezdrav.si: e-prescriptions, e-referrals and online booking of specialist care with an e-referralonline booking (eNaročanje) works only for services with a referral; appointments with your personal doctor are booked with the practice directly; login with an electronic IDas of 10 October 2026 · source
Compulsory insurance (ZZZS)
Public cover is run by the Health Insurance Institute, ZZZS. For employees the employer arranges it, and contributions are withheld from pay.
Since 1 January 2024 compulsory insurance covers 100% of the insured services (since 1 January 2024). The voluntary supplementary insurance that used to cover co-payments was abolished; instead insured adults pay the mandatory health contribution (OZP): €39.36 a month (March 2026 to February 2027). For employees the employer withholds it too.
Your personal doctor
Once insured, you choose a personal doctor (osebni zdravnik), who becomes your entry point to the system: referrals to specialists, prescriptions and sick leave. Children are registered with a paediatrician.
Appointments and private clinics
You book your personal doctor directly with the practice. E-health services are on the portal zvem.ezdrav.si: e-prescriptions, e-referrals and online booking of specialist care with an e-referral.
Some specialists in the public system have waiting lists, so for urgent needs many people use private clinics and pay themselves. Pharmacies (lekarna) are in every district.
Frequently asked questions
Do I need supplementary health insurance in Slovenia?
No, it no longer exists since 2024: compulsory insurance covers 100% of the insured services (since 1 January 2024). Instead of supplementary insurance, insured adults pay the mandatory health contribution of €39.36 a month (March 2026 to February 2027).
How much is the mandatory health contribution?
€39.36 a month (March 2026 to February 2027). For employees the employer withholds it from pay; children and pupils do not pay it.
Can I book a doctor online?
You can book a specialist online if you have an e-referral, through the zVEM portal with an electronic ID. Your personal doctor is booked directly with the practice.
Who arranges health insurance for an employed foreigner?
The employer: it registers the employee for compulsory insurance and pays the contributions from the salary. The self-employed register themselves or through an accountant.
Terms
This text was generated by AI and has not been reviewed by an editor.
Updated: 10 October 2026
General information, not individual legal advice. Rules and amounts change: confirm the exact conditions for your case at a consultation.